Tag: 上海楼凤验证交流O

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Ftmiiedrr

Finishing

In the winter morning, stepping on the fluffy carpet bare feet, lightly tying pajamas, rationing loose long hair, lighting a stove of incense, making a pot of biluochun, gently pouring green tea into the tea bowl, playing with a small tea bowl, sipping a mouthful of warm fragrant tea, looking out of the window, the vehicles coming and going in the street, people in a hurry or women holding or holding children; Or wrapped in down jacket is not enough, tighten the collar of the coat and hurry on. Some took a few steps; Some trotted all the way, as if to catch up with something. Thinking of the running and struggling in the past two or ten years, they painstakingly made their minds clear and smiled. I can finally say to myself: You belong to yourself. No longer need to be afraid of being awakened by the phone ringing in the midnight; No longer need to worry about whether you will be late; No longer need to worry about tomorrow’s work and social activities, there is no need to feel that you don’t know where to belong because you are in danger for a call. I really don’t know whether I should be lucky or nostalgic. There is a feeling of zero gravity, laughing at life, I thought I would never be moved again. After experiencing the world, I took the pen as Spear, the paper as shield, a cup of green tea, a melodious guitar, the pen walking on the end of the paper, walking around the world, laughing and talking about the world. I used to laugh at the world, the benevolent people who are moved by love and trapped by love, the world in the play, the world of jokes. Many years later, I was moved to tears. I sigh with emotion that everything changes and the world is warm and cold. Thank God, thank you for the true love and honesty you brought to me. When I can still see the world, give me warmth and love, and let me realize that it is really happy to love someone. [Editor in charge: Yu Yiqi]] Like (prose editor: Jiangnan wind) the 30th year of my WeChat era The year before last, my eunuch planned to buy a smartphone for him on his birthday. The main purpose was to teach them how to play WeChat, and let them… Comments on the Chinese version of “worry-free grocery store” Everyone moves towards a better life through his own efforts. The answer to the consultation letter is just encouraging an existing… An emotional diary of a Christian (January 14, 2018) January 14, 2018: Today, the temperature in Wujiang is relatively warm, not as cold as a few days ago. Yesterday and Today, Wu Jiang’s… Be a person who never stops growing up Teacher Lily coughed with a strong nasal tone when she was in yoga class. Maybe it’s uncomfortable, she has less demonstration action today,… An emotional diary of a Christian (January 13, 2018) January 13, 2018: Yesterday, my sister and nephew Little David didn’t come to the Dongwan village of jinjiaba where my mother and I stayed temporarily,… An emotional diary of a Christian (January 12, 2018) January 12, 2018: The day before yesterday, I said, “my mother will go to Kunshan tomorrow.” However, yesterday, my mother did not go to Kunshan…

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Erixdnmtb

Warm

Autumn has been coming for some time, but the sky has been depressed with gloomy faces. It has not cleared up for a long time. My depressed heart becomes wet. The feeling of warmth gradually moved away, and the heart was gradually deserted. These days, even the wind in the season was much colder and clearer. The autumn chrysanthemum on the mountain also seemed listless, with its head lowered high, and the sweet fragrance gradually faded away. Those annoying butterflies and bees did not know where to hide. The cold air added a little bleak smell to this gloomy autumn. But I know that time flies and the Four Seasons cycle. No one can stop it, but some warmth is indeed getting farther and farther. However, what matters is that who is still looking forward to the warmth that is at ease in the fleeting time. Therefore, I always look forward to nostalgia stubbornly in the autumn, hoping to pick up the warm memories of the broken ground. In fact, in the cold season, warmth is everywhere, a greeting, a knowing smile, a grateful thank you. Family affection and friendship will warm the bleak moisture in autumn. However, in this season, it is inevitable that there will be some loneliness. If you add a person who can be talked about, you may still be warm. But there is some loneliness. Even in the bustling downtown, it is boundless and unsettled, so we can only face it alone and admire ourselves. Therefore, there is not much warmth in life, but sometimes we must be careful. Although my eyes are bleak, I am still grateful for the sincere love and warmth in my life. Like (prose editor: Jiangnan wind) the 30th year of my WeChat era The year before last, my eunuch planned to buy a smartphone for him on his birthday. The main purpose was to teach them how to play WeChat, and let them… Comments on the Chinese version of “worry-free grocery store” Everyone moves towards a better life through his own efforts. The answer to the consultation letter is just encouraging an existing… An emotional diary of a Christian (January 14, 2018) January 14, 2018: Today, the temperature in Wujiang is relatively warm, not as cold as a few days ago. Yesterday and Today, Wu Jiang’s… Be a person who never stops growing up Teacher Lily coughed with a strong nasal tone when she was in yoga class. Maybe it’s uncomfortable, she has less demonstration action today,… An emotional diary of a Christian (January 13, 2018) January 13, 2018: Yesterday, my sister and nephew Little David didn’t come to the Dongwan village of jinjiaba where my mother and I stayed temporarily,… An emotional diary of a Christian (January 12, 2018) January 12, 2018: The day before yesterday, I said, “my mother will go to Kunshan tomorrow.” However, yesterday, my mother did not go to Kunshan…

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Ftmiiedrr

You don’t

Rich dad in “Poor Dad, Rich Dad” said that financial business has nothing to do with how much money you earn. Financial business is an indicator to measure how much money you can keep and how long you can let the money work for you. This sentence repeated chewing, intriguing. Financial businessmen are as important as EQ Investors. Everyone has his own financial management method. There is no best but the most suitable one. Some people advocate accumulating less and getting more, and collecting armpits into fur coat; Some people advocate increasing revenue and reducing expenditure, maintaining and increasing value; Some people advocate return on investment and making money with money. I always agree with one sentence: If you don’t manage money, you will be ignored. Because money is like food, when you have enough food, you will never think of it. However, once you lose, you can’t consider anything else at all. In fact, many people are not very clear about what financial management is and how to deal with it. What is money? It lies in the scientific, planned and systematic management and arrangement of personal and family wealth. There is such a Bible story: before a king traveled far away, he gave each of the three servants a ingot of silver and commanded: you go to do business and come to see me when I come back. When the King came back, the first servant reported: Master, I have earned 10 ingots of silver you gave me. So the king rewarded him with 10 cities; The second servant reported: Master, you gave me a ingot of silver, and I earned 5 ingots. So King reward him 5 cities; Third servant report: Master, you gave me a small ingot of silver, I remain wrapped in towels in fear of loss, no and take out. Therefore, the King ordered to reward the third servant’s ingot of silver to the first servant, and said: if there is anything, give it to him to make him rich; But if there is nothing, even what he had must be taken away. American scholar Morton named this social psychological phenomenon Matthew effect the poorer the poor, the richer the rich. Everyone wants to live a better life and have no worries about food and clothing. They don’t have the pressure of buying a house, buying a car, education, medical care and old-age care. Saying goes: ren wu yuan lv, bi you jin you. If you are not good at financial management and planning, you will definitely fall into financial dilemma. The only money in our hands becomes more and the surplus money is increased, which makes us no longer worry about our livelihood, and makes our life well-fed. I have several experiences in my life to share with you: 1. Financial management concept: attach importance to thoughts and implement actions. In fact, financial management is very simple. It is as simple as squeezing out 100 yuan every month when the child is born. Assuming that the annual return on investment is 12%, the child can become a multimillionaire at the age of 60. 2. Make a comprehensive plan: (1) career plan. Occupation is the main source of income. When making personal financial plan, you should first plan your own occupation. When choosing a career, you must first evaluate your personality, ability, interest and values correctly, and finally determine the goal of the workers and the plan to achieve this goal. (2) consumption and savings plan. Determine how much the annual income is used for current consumption and how much is used for savings. The supporting task is to compile balance sheet, annual income and expenditure and budget table, so as to have a bottom in mind. (3) debt plan. Debt includes mortgage to buy a house and a car. This plan is a very important aspect in family finance, because it is directly related to the quality of life. (4) insurance plan. The uncertainty of life requires you to buy insurance. With the success of your career, you have more and more fixed assets. At this time, you need property insurance and personal credit insurance. In order to deal with diseases and other accidental injuries, you also need medical insurance. In order that your children can still live happily after you leave, you need to manage your money reasonably and let your money make money. (5) investment plan. When our deposit increases, the most urgent thing is to find a kind of investment portfolio, which can give consideration to profitability, security and liquidity. There are mainly two types of investable types for financial management. The main types of financial investment are savings, stocks, funds, futures, foreign exchange, gold and trust. Non-financial investment types mainly include: real estate, industrial investment, auction, pawn, collection, etc. Successful investors should choose them properly according to their own characteristics. 3. Perseverance: money has time value. Today’s 1 yuan is always worth more than tomorrow’s 1 yuan. If you save and invest one more day in advance, you will have one more chance than others, using the magical compound interest effect again, after decades, you will find that even if you invest early for only three or five years, your wealth will be dozens of times more than others under the same principal. Everyone needs to invest, and anyone can invest. The most important thing of investment is not whether you have money or not, but whether you have the idea of investment and whether you can accumulate over time. Regular fixed investment fund starts from 200 yuan and one-time investment fund starts from 1000 yuan. You can make a deal by buying 100 shares properly. As long as you are willing, wealth will come to you. If you stick to it for 10 or 20 years, you will see that the accumulation of wealth is beyond your imagination. In fact, financing is not a difficult thing. What is difficult is that you cannot make up your mind to manage money. Family needs planning, money needs care, and destiny needs to be changed by oneself. If you don’t manage money, you don’t care about money. If you only go to work every day and live a comfortable life in a group, you will never have a higher starting point. The key to becoming rich is the ability to capture opportunities. Poor dad told him never to speculate in stocks or futures, which was too risky, while rich dad told him to learn the ability to control risks. Each person has different situations, each family has its own key points, judges the situation, varies from person to person, and finds the best financial management method suitable for himself. If you don’t manage money, you will be ignored. Financial management starts today. Like (prose editor: Jiangnan wind) the 30th year of my WeChat era The year before last, my eunuch planned to buy a smartphone for him on his birthday. The main purpose was to teach them how to play WeChat, and let them… Comments on the Chinese version of “worry-free grocery store” Everyone moves towards a better life through his own efforts. The answer to the consultation letter is just encouraging an existing… An emotional diary of a Christian (January 14, 2018) January 14, 2018: Today, the temperature in Wujiang is relatively warm, not as cold as a few days ago. Yesterday and Today, Wu Jiang’s… Be a person who never stops growing up Teacher Lily coughed with a strong nasal tone when she was in yoga class. Maybe it’s uncomfortable, she has less demonstration action today,… An emotional diary of a Christian (January 13, 2018) January 13, 2018: Yesterday, my sister and nephew Little David didn’t come to the Dongwan village of jinjiaba where my mother and I stayed temporarily,… An emotional diary of a Christian (January 12, 2018) January 12, 2018: The day before yesterday, I said, “my mother will go to Kunshan tomorrow.” However, yesterday, my mother did not go to Kunshan…